Empowering HSA Savers

MaxHSA goes beyond boosting contributions—it empowers you to take full advantage of your Health Savings Account.

Grow Your HSA Effortlessly

MaxHSA is the first gamified loyalty program specifically tailored for Health Savings Account owners. By leveraging proven mechanisms like Roundups and Cashback Rewards, MaxHSA transforms routine purchases into meaningful contributions toward health savings — all without reducing your take-home pay.

Three Ways to Save

How It Works

Designed to complement your existing HSA, MaxHSA works seamlessly in the background, turning everyday spending into smart savings. With no registration or subscription fees, it’s a hassle-free way to build your HSA balance without changing your daily habits.

3 Ways To Maximize Your HSA Dollars

By gamifying Roundups, Cashback Rewards, and Referral Rewards, we make it easy and fun to boost your HSA balance.

1ROUNDUPS

84 cents at gas station; 49 cents at a store; 67 cents at a coffee shop

You can choose to round up your everyday purchases, like coffee, gas, gifts, groceries, and so much more. While your monthly total will depend on your specific roundup settings. You'll be surprised how much that adds up to!

2CASHBACK REWARDS

Cashback Rewards can be earned by simply shopping online at any of our thousands of affiliated merchant partners. Once earned, rewards are deposited straight into your MaxHSA account.

Up to 5.6%

Up to 10.5%

Up to 2.8%

Up to 7.0%

Up to 5.6%

Up to 8.4%

Up to 3.5%

Up to 1.4%

*Cashback Rewards vary by partner and are subject to exclusions and changes. Refer to our Rewards Terms and Conditions for more details.

3REFERRAL REWARDS

Simply have friends and family sign up using your referral code. Rewards are deposited into your MaxHSA account and then transferred to your HSA. Plus, there’s no limit on what you can earn!

HSA GROWTH

When you accumulate a combined $50 in Roundups, Cashback Rewards, and Referral Rewards, we transfer that money, less the transfer fee, directly to your HSA on the 25th of the month.

Why MaxHSA?

Smart, automated savings
Contributions happen effortlessly in the background.
No registration fees
No upfront costs and only a small transfer fee.
Tax-deductible benefits
Your contributions reduce your taxable income.
Saving while spending
Turn everyday purchases into everyday contributions.

Step up your HSA game today with MaxHSA.

Personalized HSA Answers

Ask. Learn. Save Smarter.

hsaIQ is your AI-powered HSA source that provides you with personalized savings tips and guidance via an in-app chat that is available 24/7.

Ask

Ask an HSA-related question and get an answer in real time.

Learn

This educational tool is designed to help you better understand how to use your HSA.

Save Smarter

We empower you to grow your HSA and leverage your savings to live better and become financially healthier over time.

Knowledge is power, and the key to getting the most out of your HSA—today and long term!

Your Questions Answered Instantly

hsaIQ is the brainchild of the guy who literally wrote the book on the topic. William G. (Bill) Stuart, author of HSAs: The Tax-Perfect Retirement Account, is one of the nation’s leading experts on Health Savings Accounts. Combining experience with an insurer and an HSA provider, he’s uniquely positioned to help members navigate the intersection of HSAs, Medicare, and retirement planning.

Bill Stuart Co-founder, HSA Guru

“If there is a Medicare or HSA question that no one on Capitol Hill or at the White House or at Health and Human Services can answer, I call Bill Stuart.”
-Dan Perrin, President of the HSA Coalition

Example of conversation in the hsaIQ app

Let’s discuss the potential!

Reach out to learn more about MaxHSA

Mockup of the account details on the app