MaxHSA

Empowering HSA Savers

MaxHSA goes beyond boosting contributions—it empowers you to take full advantage of your Health Savings Account.

Start Maxing

Grow Your HSA Effortlessly

MaxHSA is the first gamified loyalty program specifically tailored for Health Savings Account (HSA) owners. By leveraging proven mechanisms like Roundups and Cashback Rewards, MaxHSA transforms routine purchases into meaningful contributions toward health savings — all without reducing your take-home pay.

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How It Works

Designed to complement your existing HSA, MaxHSA works seamlessly in the background, turning everyday spending into smart savings. With no registration or monthly fees, it’s a hassle-free way to build your HSA balance without changing your daily habits.

3 Ways To Maximize Your HSA Dollars

By gamifying Roundups, Cashback Rewards, and Referral Rewards, we make it easy and fun to boost your HSA balance.

1ROUNDUPS

check-markWe round up your everyday purchases – coffee/dining, gas, gifts, groceries, etc.

check-markMost round up program participants collect $30 per month on average

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2CASHBACK REWARDS

check-markEarn Cashback Rewards when you shop at our affiliated merchants.

check-markYour rewards are deposited into your MaxHSA account.

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3REFERRAL REWARDS

check-markEarn cash rewards when you refer new MaxHSA members.

check-markNo limit on what you can earn.

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bank HSA GROWTH

When you accumulate $50 in Roundups, Cashback Rewards and Referral Rewards, we transfer that money, less the transfer fee, directly to your HSA at the end of the month.

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Why MaxHSA?

  • Smart, automated savings
    Contributions happen effortlessly in the background.
  • No registration or monthly fees
    Get started with zero upfront costs.
  • Tax-deductible benefits
    Your contributions reduce your taxable income.
  • Only a small transfer fee
    Charged when your MaxHSA balance is transferred to your HSA.

Step up your HSA game today with MaxHSA.

HSA Balance Growth Over Time

Demonstration of how contributions, tax savings, and maxHSA Bonus over 30 years

This graph shows the growth of an industry average of $1,700 invested annually without any distributions (Devenir Research 2024 Mid-year survey). It assumes a 30% federal and state tax rate and annual growth of 7.0% and a MaxHSA bonus of $600 annually over a 30 year span. This graph is for illustrative purposes only and is not a guarantee of your future performance.
Log in to the MaxHSA app to add more information specific to your situation.

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Personalized HSA Knowledge Tool

hsaIQ

Ask. Learn. Save Smarter.

hsaIQ is an AI-powered knowledge tool that provides personalized savings tips and guidance via in-app chat that is available to you 24/7.

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Ask

Ask an HSA-related question and get an answer in real time.

Books

Learn

This educational tool is designed to help you better understand how to use your HSA.

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Save Smarter

We empower you to grow your HSA and leverage your savings to live better and become financially healthier over time.

Knowledge is power, and the key to getting the most out of your HSA—today and long term!

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Did You Know?

Only 4% of HSA owners are maximizing contributions to their HSA year-over-year. For many, it all boils down to a lack of education. hsaIQ is designed to fill this education gap, empowering you to get the most out of your HSA!

Your Questions Answered Instantly

hsaIQ is the brainchild of the guy who literally wrote the book on the topic. William G. (Bill) Stuart, author of HSAs: The Tax-Perfect Retirement Account, is one of the nation’s leading experts on Health Savings Accounts. Combining experience with an insurer and an HSA provider, he’s uniquely positioned to help users navigate the intersection of HSAs, Medicare, and retirement planning.

Bill Stuart

Bill Stuart Co-founder, HSA Guru

“If there is a Medicare or HSA question that no one on Capitol Hill or at the White House or at Health and Human Services can answer, I call Bill Stuart.”
-Dan Perrin, President of the HSA Coalition

Example of conversation in the hsaIQ app
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Partner With Us

MaxHSA is a value-add that will enhance your current HSA program, drive engagement, and unlock long-term growth for your organization. It also enables your members to maximize their HSA savings. It’s truly a win-win!

Our Ideal Partners

Financial Institutions & Administrators

MaxHSA maximizes engagement with on-demand member education, weekly tips, and tools like Roundup and Cashback Rewards—so users are empowered to grow their deposits effortlessly.

Merchant & Service Partners

By offering Cashback Rewards on everyday spending, partners can help users grow their healthcare savings while simultaneously enhancing brand loyalty, expanding customer reach, and contributing to societal impact.

Why Partner with MaxHSA?

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Enhance Engagement

Tools like goal setting, dashboards, weekly savings tips, and notifications encourage active participation in the HSA.

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Increase Deposits

Roundup and Cashback Rewards features increase account balances, driving additional deposits.

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Maintain Security

With no integration required, MaxHSA operates separately from your systems, so there is no disruption or concerns over privacy and security.

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Educate Members

Our AI-powered HSA advisor, hsaIQ, offers savings tips and guidance to help increase knowledge and drive member engagement.

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Let’s Work Together to Co‑Create a Rewarding Ecosystem for HSA Owners

With HSA assets projected to reach $150 billion in 2025, now is the time to lead this transformation. Join us on the journey to transform healthcare savings!

Reach Out to Learn More

Let’s discuss the potential!

Reach out to learn more about MaxHSA

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