MaxHSA goes beyond boosting contributions—it empowers you to take full advantage of your Health Savings Account.
Start MaxingMaxHSA is the first gamified loyalty program specifically tailored for Health Savings Account (HSA) owners. By leveraging proven mechanisms like Roundups and Cashback Rewards, MaxHSA transforms routine purchases into meaningful contributions toward health savings — all without reducing your take-home pay.
We round up your everyday purchases – coffee/dining, gas, gifts, groceries, etc.
Most round up program participants collect $30 per month on average
Earn Cashback Rewards when you shop at our affiliated merchants.
Your rewards are deposited into your MaxHSA account.
Earn cash rewards when you refer new MaxHSA members.
No limit on what you can earn.
When you accumulate $50 in Roundups, Cashback Rewards and Referral Rewards, we transfer that money, less the transfer fee, directly to your HSA at the end of the month.
This graph shows the growth of an industry average of $1,700 invested annually without any distributions (Devenir Research 2024 Mid-year survey). It assumes a 30% federal and state tax rate and annual growth of 7.0% and a MaxHSA bonus of $600 annually over a 30 year span. This graph is for illustrative purposes only and is not a guarantee of your future performance.
Log in to the MaxHSA app to add more information specific to your situation.
hsaIQ is an AI-powered knowledge tool that provides personalized savings tips and guidance via in-app chat that is available to you 24/7.
Ask an HSA-related question and get an answer in real time.
This educational tool is designed to help you better understand how to use your HSA.
We empower you to grow your HSA and leverage your savings to live better and become financially healthier over time.
Knowledge is power, and the key to getting the most out of your HSA—today and long term!
hsaIQ is the brainchild of the guy who literally wrote the book on the topic. William G. (Bill) Stuart, author of HSAs: The Tax-Perfect Retirement Account, is one of the nation’s leading experts on Health Savings Accounts. Combining experience with an insurer and an HSA provider, he’s uniquely positioned to help users navigate the intersection of HSAs, Medicare, and retirement planning.
Bill Stuart Co-founder, HSA Guru
“If there is a Medicare or HSA question that no one on Capitol Hill or at the White House or at Health and Human Services can answer, I call Bill Stuart.”
-Dan Perrin, President of the HSA Coalition
MaxHSA maximizes engagement with on-demand member education, weekly tips, and tools like Roundup and Cashback Rewards—so users are empowered to grow their deposits effortlessly.
By offering Cashback Rewards on everyday spending, partners can help users grow their healthcare savings while simultaneously enhancing brand loyalty, expanding customer reach, and contributing to societal impact.
Tools like goal setting, dashboards, weekly savings tips, and notifications encourage active participation in the HSA.
Roundup and Cashback Rewards features increase account balances, driving additional deposits.
With no integration required, MaxHSA operates separately from your systems, so there is no disruption or concerns over privacy and security.
Our AI-powered HSA advisor, hsaIQ, offers savings tips and guidance to help increase knowledge and drive member engagement.