Empowering HSA Savers
MaxHSA goes beyond boosting contributions—it empowers you to take full advantage of your Health Savings Account.
How It WorksGrow Your HSA Effortlessly
MaxHSA is the first gamified loyalty program specifically tailored for Health Savings Account owners. By leveraging proven mechanisms like Roundups and Cashback Rewards, MaxHSA transforms routine purchases into meaningful contributions toward health savings — all without reducing your take-home pay.
Three Ways to Save
3 Ways To Maximize Your HSA Dollars
By gamifying Roundups, Cashback Rewards, and Referral Rewards, we make it easy and fun to boost your HSA balance.
1ROUNDUPS
You can choose to round up your everyday purchases, like coffee, gas, gifts, groceries, and so much more. While your monthly total will depend on your specific roundup settings, most participants collect $30 or more monthly.
2CASHBACK REWARDS
Cashback Rewards can be earned by simply shopping online at any of our thousands of affiliated merchant partners. Once earned, rewards are deposited straight into your MaxHSA account.
Up to 5.6%
Up to 10.5%
Up to 2.8%
Up to 7.0%
Up to 5.6%
Up to 8.4%
Up to 3.5%
Up to 1.4%
*Cashback Rewards vary by partner and are subject to exclusions and changes. See app for more details.
3REFERRAL REWARDS
Simply have friends and family sign up using your referral code, and you’ll earn each time they complete a transfer from MaxHSA. Plus, there’s no limit on what you can earn!
HSA GROWTH
When you accumulate $50 in Roundups, Cashback Rewards, and Referral Rewards, we transfer that money, less the transfer fee, directly to your HSA at the end of the month.
HSA Balance Growth Over Time
This graph shows the growth of an industry average of $1,700 annual contribution (Devenir Research 2024 Mid-year survey) over time. It assumes a 30% federal and state tax rate and annual growth of 7.0% and a MaxHSA bonus of $600 annually. This graph is for illustrative purposes only and is not a guarantee of your future performance.
Log in to the MaxHSA app to add more information specific to your situation.
Step up your HSA game today with MaxHSA.
Personalized HSA Advisor
Ask. Learn. Save Smarter.
hsaIQ is your AI-powered HSA Advisor that provides you with personalized savings tips and guidance via an in-app chat that is available 24/7.
Ask
Ask an HSA-related question and get an answer in real time.
Learn
This educational tool is designed to help you better understand how to use your HSA.
Save Smarter
We empower you to grow your HSA and leverage your savings to live better and become financially healthier over time.
Knowledge is power, and the key to getting the most out of your HSA—today and long term!
Your Questions Answered Instantly
hsaIQ is the brainchild of the guy who literally wrote the book on the topic. William G. (Bill) Stuart, author of HSAs: The Tax-Perfect Retirement Account, is one of the nation’s leading experts on Health Savings Accounts. Combining experience with an insurer and an HSA provider, he’s uniquely positioned to help users navigate the intersection of HSAs, Medicare, and retirement planning.
Bill Stuart Co-founder, HSA Guru
“If there is a Medicare or HSA question that no one on Capitol Hill or at the White House or at Health and Human Services can answer, I call Bill Stuart.”
-Dan Perrin, President of the HSA Coalition
Let’s discuss the potential!
Reach out to learn more about MaxHSA
