Maximize Your HSA Contributions

Roundups & Cashback Rewards turn everyday spending into growth without reducing your paycheck*

*All funding is done through spend.

Path from roundup on coffee to transferring funds on phone to stashing money into an HSA Wallet

Transform Everyday Spending Into Meaningful Savings

MaxHSA is the first loyalty program specifically tailored for Health Savings Account Owners.

By leveraging Roundups and Cashback Rewards, MaxHSA offers a hassle-free way to build your HSA balance without impacting your paycheck or changing your daily habits.

See Your Potential HSA Savings with MaxHSA

Roundups and Cashback Rewards turn routine purchases into ongoing contributions, helping you build your balance over time automatically. Explore the calculator below to see what that could look like for you*

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How It Works

We make it easy to grow your HSA contributions by personalizing Roundups and Cashback Rewards.

1ROUNDUPS

84 cents at gas station; 49 cents at a store; 67 cents at a coffee shop

You can choose to round up your everyday purchases like coffee, gas, gifts, groceries, and so much more. Your monthly total will depend on your specific Roundup settings. You'll be surprised how much that adds up to!

2CASHBACK REWARDS

Cashback Rewards can be earned by simply shopping online at any of our thousands of affiliated merchant partners. Once earned, rewards are deposited straight into your MaxHSA account.

Up to 5.6%

Up to 10.5%

Up to 2.8%

Up to 7.0%

Up to 5.6%

Up to 8.4%

Up to 3.5%

Up to 1.4%

*Roundups come from purchases made with your linked personal checking account, not from MaxHSA or merchants. Cashback Rewards are separate and subject to program terms.
View MaxHSA Rewards Terms and Conditions

HSA GROWTH

When you accumulate a combined $50 in Roundups and Cashback Rewards, we transfer that money, less the transfer fee, directly to your HSA on the 25th of the month.

Why MaxHSA?

Smart, automated savings
Contributions happen effortlessly in the background.
No registration or upfront fees
$5 per transfer for contributions of $50 or more to your HSA.
Tax-deductible benefits
Your contributions reduce your taxable income.
Saving while spending
Turn everyday purchases into everyday contributions.

Personalized HSA Answers

Ask. Learn. Save Smarter.

hsaIQ is your AI-powered HSA Advisor that provides you with personalized savings tips and guidance via an in-app chat that is available 24/7. This educational tool allows you to ask an HSA-related question and get an answer in real time!

Create an account to experience hsaIQ or download our free HSA Guru Guidebook for a preview of the insights you can expect to gain.

Try hsaIQ Download Free Guidebook

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